Privacy Policy

Best Rated Business Loans (referred to here as “we,” “us,” or “the site”) operates bestratedbusinessloans.com to help business owners compare financing options from vetted lending partners. This policy explains what information we gather when you visit, how we use it, and the choices available to you. We built this site to be a free research tool, and we take the handling of your information seriously.

Information We Collect

We collect information in three general ways: information you provide directly, information collected automatically as you browse, and information received from our lending partners once you choose to engage with them.

Information You Provide

  • Contact details submitted through forms, such as your name, email address, and phone number.
  • Business information you share when requesting a rate comparison, including estimated revenue, time in business, and industry.
  • Any message content you send us directly, for example through a contact form.

Information Collected Automatically

  • Device and browser details, including browser type, operating system, and screen resolution.
  • Usage data such as pages viewed, time spent on the site, and referring pages, gathered through a first party cookie or locally generated identifier rather than your IP address alone.
  • Approximate location derived from your browser settings, used only to tailor lender eligibility by state.

Information From Lending Partners

If you choose to connect with a lender listed on this site, that lender may share limited information back with us, such as whether your inquiry was received, so we can maintain accurate rankings and measure which partners respond quickly and fairly to readers.

We do not sell your personal information to data brokers, and we never require you to submit sensitive financial documents through this site in order to browse our comparisons.

How We Use Your Information

  • To operate, maintain, and improve the comparison tools and rankings on this site.
  • To connect you with a lending partner when you request a quote or application.
  • To understand which pages and tools readers find useful, so we can keep our content current.
  • To respond to questions you send us directly.
  • To detect fraud, abuse, or security issues affecting the site.

Cookies and Tracking Technologies

We use cookies and similar technologies to recognize repeat visitors and understand how our tools are used. Our tracking system assigns a random identifier stored in your browser rather than relying on your IP address, which gives us more accurate usage counts while limiting what we can learn about any single visitor. You can read more about the specific categories of cookies we use in our Cookie Policy.

How We Share Information

  • Lending partners featured on our rankings, only when you actively request to be connected with that partner.
  • Analytics and hosting providers, used to operate the site and measure aggregate traffic patterns.
  • Legal or regulatory authorities, only where required by law or to protect the rights and safety of users.

Your Choices

You can control cookies through your browser settings, including clearing existing cookies or blocking new ones. Doing so may limit some interactive features, such as the loan calculator remembering your inputs. You may also contact us to ask what information we hold about you or to request that it be deleted, subject to any records we are required to retain for legal or accounting purposes.

Data Retention

We retain form submissions and inquiry records for as long as needed to fulfill the purpose they were collected for, typically no more than 24 months, unless a longer period is required by law or requested by you for ongoing communication.

Data Security

We use commercially reasonable safeguards, including encrypted connections and restricted internal access, to protect the information we hold. No method of transmission over the internet is completely secure, so we cannot guarantee absolute security, but we work to limit risk and respond quickly to any incident.

Children’s Privacy

This site is intended for business owners and financial decision makers. It is not directed at children, and we do not knowingly collect information from anyone under the age of 18.

Changes to This Policy

We may update this policy as our tools and practices evolve. When we make material changes, we will update the effective date at the top of this page. We encourage you to review this policy periodically.